The Millionaire Master Plan

The Millionaire Master Plan — summary

The night a tow truck taught a future millionaire how to live

Picture a quiet street in Singapore. A young father comes home to find a tow truck hooked up to his car, his neighbours watching from across the road, and his wife standing in the doorway holding their one-year-old daughter. She is crying. He is supposed to be the breadwinner. He is supposed to be the entrepreneur with the bright future. Instead, he just lost his car in front of everyone he wanted to impress.

That father was Roger James Hamilton, and he was running a property magazine that, on paper, looked exciting. The truth was uglier. He had been pouring every dollar back into the business, paying himself a wage so small it could not cover his life, and telling himself that future success would soon make today's mess look small. The repossession popped that bubble. He sat with his wife Renate that night, wrote his first Future Vision, and made a single quiet promise: every quarter, his personal cash flow would be bigger than the quarter before. Six months later he was saving five hundred dollars a month. Two years later it was ten thousand. Before he turned thirty, he was a multimillionaire. The book you are about to read in summary form is his attempt to bottle whatever he learned that night, and to hand it back to the rest of us with the lights on.

The Millionaire Master Plan answers three questions most personal finance books skip. Where am I right now on the journey to wealth, and not in some abstract way but in a way I can actually point to. What kind of person am I built to be, because cookie-cutter advice is why most of us stall. And what is the next concrete step from where I stand, given who I am. Hamilton calls his answer a GPS rather than a map. A map shows the whole country. A GPS knows where you are standing and tells you the next turn.